• Single and multi-family homes
• Condos
• 3.5% Down Payment
• Investment Properties
• Lines of Credit
• Construction Loans
• And more...

What do you have to provide to get a loan?

When you come to our offices for a loan application, please have the following items handy to insure that your application is handled efficiently:

• Copies of pay stubs, last two years' W-2s, complete personal and corporate tax returns if applicable
• Copies of bank statements, divorce decrees, separation agreements, child support agreements, gift letters, canceled earnest money check, leases on real estate owned
• Completely executed sales contract or copy of deed to property, if applicable
• Homeowner's (hazard) insurance policy with a paid receipt for one full year and covering at least the mortgage amount.
• Flood hazard insurance if the property is located in a flood zone.
• Copies of the recorded Condominium Declarations and Bylaws, condo budgets for at least two years, Certificate of Insurance showing fidelity bond coverage and any other Condo/PUD/Townhouse documents as may be requested by the lender.